How to Find UPI ID? Step-by-Step Process

06-Nov-2024

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When you are at the petrol pump or buying vegetables from your local vendor, how do you pay them? Most of us use our smartphones to scan and pay via UPI, right? In the last few years, UPI has changed the way we exchange money and make financial transactions. It is rightly said that UPI is one of the most easy-to-use and convenient modes of payment in the modern-day cashless economy. All you need is a UPI PIN or barcode to pay instead of any other bank details. This makes the entire process of using UPI hassle-free and widely accepted by most of us. So, it is no surprise that most major banks in India are involved in UPI transactions that revolve around UPI IDs.

If you are new to using UPI for your daily transactions and wondering how to find a UPI ID, do not worry! We have you covered and this article will give you step-by-step instructions for finding UPI IDs on various UPI apps.

How to Find UPI ID in Freo?

Step 1: Click on payments button on the home screen
Step 2: Click on view my QR
Step 3: Click on the share button or copy icon to share your UPI ID. Your UPI ID will be in the format "(phoneno)freo@equitas"

How to Find UPI ID in WhatsApp Payment?

You search for how to find a UPI ID in WhatsApp. Payment ends here, and it is a very easy process. All you need to do is:

Step 1: Go to your WhatsApp application.
Step 2: In the application, there are 3 dots in the top right corner; click on the 3 dots.
Step 3: When the menu opens, click the payment option.
Step 4: Click on any linked bank account to check for the UPI ID you want.
Step 5: You will find the UPI ID here.

How to Find UPI ID in Google Pay?

You just need to follow these simple steps to find your UPI ID in Google Pay:

Step 1: Open Google Pay.
Step 2: Tap on your profile photo, which will be in the top right corner.
Step 3: Click 'Bank accounts' in your profile.
Step 4: Select the bank account whose UPI ID you want to view.
Step 5: You will find the required UPI ID under 'UPI IDs'.

Suppose your name is Ronak, and your registered bank is Axis Bank; then your UPI ID will look like ronak@okaxis.

How to Find UPI ID in BHIM?

With just a few easy steps, you can find your UPI ID in BHIM:

Step 1: Open the BHIM application.
Step 2: Click on the 'profile' visible on the homepage. You will find the UPI ID in this pattern: registeredmobilenumber@upi.

How to Find UPI ID in Paytm?

To find your UPI ID in Paytm, follow these steps:

Step 1: Open the Paytm app.
Step 2: Click on your profile
Step 3: You will find the UPI ID above the QR Code. Paytm's UPI ID is different from other payment apps, and it looks like yourphonenumber@paytm.

How to Find UPI ID in Amazon Pay?

Finding your UPI ID in Amazon Pay is also very easy, following are the steps to do so:

Step 1: Open the Amazon Pay app.
Step 2: Swipe left to open the menu.
Step 3: Go to the Amazon Pay section.
Step 4: Click on Amazon Pay UPI.

Your Amazon Pay UPI ID will look like this: 123456789@apl.

How to Send Money Using UPI ID?

Sending money through UPI ID is a quick and easy process. The first thing you will need is the UPI ID of the receiver. So it is wise to ask them in advance before sending money to them to ensure smooth and hassle-free payment. Once you have the receiver's UPI ID, all you need to do is select the 'Pay UPI ID' option and enter their UPI ID.

Step 1: Open your preferred UPI app.
Step 2: Click the "Send Money" or "Pay UPI ID" option.
Step 3: Enter the UPI ID of the receiver.
Step 4: Select the bank account you want to use to transfer the amount and then click on the "Proceed" button.
Step 5: Enter the amount you want to send.
Step 6: You can add a note or message along with the payment if you wish to.
Step 7: Review the transaction details.
Step 8: Confirm and enter your UPI PIN linked with the selected bank account.
Step 9: The money will be transferred immediately.

Frequently Asked Questions

How to find a UPI ID from a phone number?

Finding a UPI ID from a phone number is easy. All you need to do is type the phone number in the search bar of any UPI app like Google Pay or PhonePe, and you will be able to see the usernames.
Can I create different UPI IDs on different apps?

Yes, it is possible to create different UPI IDs on different UPI apps. But your transaction details will be registered to the app you have used for that transaction, meaning you cannot view payments made via PhonePe on Google Pay, nor can you check details of money you have received on WhatsApp money on Amazon Pay.
Can we link multiple UPI IDs to the same bank account?

Yes, you can link multiple UPI IDs to the same bank account. However, the UPI PIN will remain the same for all UPI IDs linked to the bank account.
Can you know the UPI ID of a user using the phone number?

No, it is not possible to check any user's UPI ID using the phone number. At present, you can know the name of the receiver or merchant.

Naina Rajgopalan

Naina Rajgopalan has a thing for numbers and a deep fascination to learn about all things finance. She's been money-wise from a young age and has always shared her knowledge and tips with those around her. Being a part of the content team at Freo, a neobank that offers flexible and customised financial products, along with benefits such as insurance on balance, safe & secure banking, and so on, Naina stays updated with the latest of what happens in the banking and fintech industries. She has taken upon herself to share her knowledge with readers across all walks of life to help them manage their finances and budgets better, so they can make better decisions while spending, borrowing, investing and saving.