Get Freo

UPI & Credit,
together, at last!

UPI & Credit, together, at last!

Scan & Pay with the YES BANK Freo Credit Card

Get Freo app

This co-branded credit card is brought to you in collaboration with our partner YES Bank Ltd.

1% Unlimited Cashback*

Whether you shop for ₹ 1,000, ₹ 10,000 or ₹ 1,00,000
straight 1% cashback every time

Whether you shop for ₹ 1,000, ₹ 10,000 or ₹ 1,00,000 straight 1% cashback every time

Get Freo

Every payment, one incredible card

#WorksEverywhere

Scan & Pay

Tap & Pay

Pay online

Swipe & Pay

The best of both the worlds

Virtual card

Physical card

50 days
interest-free

50 Days of Zero-Interest Credit on Your UPI Transactions

50 days
interest-free

50 Days of Zero-Interest Credit on Your UPI Transactions

50 days
interest-free

50 Days of Zero-Interest Credit on Your UPI Transactions

Truly international

Works across the globe

Fuel up
fuss-free

1% Fuel Surcharge waiver* across all fuel pumps

Fuel up
fuss-free

1% Fuel Surcharge waiver* across all fuel pumps

*T&C Apply

The Freo App

Manage your spends & edit controls with the Freo App.

*T&C Apply

The Freo App

Manage your spends & edit controls with the Freo App.

Dare to compare the Freo Card with other cards

YES BANK Freo Credit Card

UPI enabled

1% Unlimited Cashback (Visa)

Dual Benefits (Visa + RuPay)

Other
Credit Cards

No UPI

Limited cashback

Single network card

Visa (Physical card) | RuPay (Virtual card)

Get Freo

Real people, real stories

Aman

Kolkata

I get cashback and also the convenience to pay using UPI. I love this card, and totally recommend it!

Meera

Pune

The 1% unlimited cashback has literally turned my spending into earning. It's limitless, indeed.

Rajesh

Bangalore

I used my Freo Card's Scan feature to pay an auto driver with credit. I never imagined this!

🛍️

shopping

+ ₹120

🍿

entertainment

+ ₹200

+ ₹120

💊

health

+ ₹80

+ ₹100

🚕

travel

+ ₹320

🐶

pets

+ ₹80

🍕

dining

+ ₹155

+ ₹180

The YES Bank Freo Credit Card Advantage:
Annual perks and points

Features

1% Cashback on Shopping

Zero Fuel Surcharge

RUPay Perks: UPI transactions

Setup Fee Waiver

Annual Value

₹ 12,000

₹ 1,500

-

₹ 399

Reward Points

-

14,400
(Calculated for ₹30,000/month)

-

Details

If you spend ₹1,00,000 in a year, your earn back ₹12,000 as cashback

Upto ₹125 saved/month across all fuel pumps

4 Reward points for every INR 200 spent for UPI Transactions

Spend ₹10k+ in the first 30 days and get the setup fee waived off.

Annual Value of over ₹ 13,899 and 14,400+ rewards points

Annual Value of over ₹13,789 and 14,400+ rewards points

Representative example assuming you spend ₹ 1,00,000 in a year. For more details check here

Please refer to the MITC (Most Important Terms & Conditions) here.

FAQ

How to make UPI transactions with your YES BANK Freo Credit Card

Can I scan any QR code and pay using credit?

What’s the Deal with the 1% Unlimited Cashback?

Is the Cashback Really Unlimited?

Can I Use the Card for Online Transactions?

How Secure is the Freo Card?

Get the Card Everyone Will Be Talking About, Before They Do!

Apply Now

Backed by the best

Make the Move

What are you waiting for?

Download Freo

Our Products

YES Bank Freo Credit Card

Quick Links

Calculators

Make the Move

What are you waiting for?

Download Freo

Our Products

YES Bank Freo Credit Card

Quick Links

Calculators

1% Unlimited Cashback*

1% Unlimited Cashback*

Whether you shop for ₹ 1,000, ₹ 10,000 or ₹ 1,00,000straight 1% cashback every time

Whether you shop for ₹ 1,000, ₹ 10,000 or ₹ 1,00,000 straight 1% cashback every time

Whether you shop for ₹ 1,000, ₹ 10,000 or ₹ 1,00,000 straight 1% cashback every time

Every payment, one incredible card

Every payment, one incredible card

#WorksEverywhere

#WorksEverywhere

Scan & Pay

Scan & Pay

Tap & Pay

Tap & Pay

Pay online

Pay online

Swipe & Pay

Swipe & Pay

The best of both the worlds

The best of both the worlds

Virtual card

Virtual card

Physical card

Physical card

50 daysinterest-free

50 Days of Zero-Interest Credit on Your UPI Transactions

50 daysinterest-free

50 Days of Zero-Interest Credit on Your UPI Transactions

50 daysinterest-free

50 Days of Zero-Interest Credit on Your UPI Transactions

Truly international

Truly international

Works across the globe

Fuel upfuss-free

1% Fuel Surcharge waiver* across all fuel pumps

Fuel upfuss-free

1% Fuel Surcharge waiver* across all fuel pumps

*T&C Apply

The Freo App

Manage your spends & edit controls with the Freo App.

*T&C Apply

The Freo App

Manage your spends & edit controls with the Freo App.

YES BANK Freo Credit Card

YES BANK Freo Credit Card

UPI enabled

UPI enabled

1% Unlimited Cashback (Visa)

1% Unlimited Cashback (Visa)

Dual Benefits (Visa + RuPay)

Dual Benefits (Visa + RuPay)

OtherCredit Cards

OtherCredit Cards

No UPI

No UPI

Limited cashback

Limited cashback

Single network card

Single network card

Real people, real stories

Real people, real stories

Real people, real stories

Aman

Meera

Rajesh

FAQ

FAQ

Get the Card Everyone Will Be Talking About, Before They Do!

Get the Card Everyone Will Be Talking About, Before They Do!

Backed by the best

Backed by the best

Whether you shop for ₹ 1,000, ₹ 10,000 or ₹ 1,00,000
straight 1% cashback every time

50 days
interest-free

50 days
interest-free

50 days
interest-free

Fuel up
fuss-free

Fuel up
fuss-free

Other
Credit Cards

Other
Credit Cards