Instant Personal Loan Online with MoneyTap
Get quick and easy personal loans up to ₹5,00,000 for 2-36 months. MoneyTap offers instant loans through our mobile app with minimum documentation and approval within minutes
Get quick and easy personal loans up to ₹5,00,000 for 2-36 months. MoneyTap offers instant loans through our mobile app with minimum documentation and approval within minutes
Get quick and easy personal loans up to ₹5,00,000 for 2-36 months. MoneyTap offers instant loans through our mobile app with minimum documentation and approval within minutes
Install Now
Learn how Instant Personal Loan works
Learn how Instant Personal Loan works
Learn how Instant Personal Loan works
What is MoneyTap Personal Loan?
Now you can get an instant MoneyTap Personal Loan of up to ₹5 Lakh without any collateral or guarantors. Use this money for travel plans, mobile phones, medical emergencies, weddings, education loans, home renovation, and more.
MoneyTap Personal Loans start at an interest rate of 1.08% per month (13% per annum). The best part is, you can get an approved credit limit of up to ₹5 Lakh, but you don’t have to pay any interest until you transfer this money to your bank account. What’s better? You don’t even have to transfer the entire amount at once; you can borrow only as much as you need from your limit. The interest will be charged only on the used amount. Repay when it’s convenient for you by choosing flexible EMI options of 2-36 months.
Apply with 3 easy steps
1
1
Download the MoneyTap app
Download the MoneyTap app
Download the MoneyTap app
2
2
Fill in your
details
Fill in your details
Fill in your
details
3
3
Get approved within minutes
Get approved within minutes
Get approved within minutes
MoneyTap is India’s first and most trusted app-based credit line loan. More than 10 Million people have downloaded the MoneyTap app.
Experience quick, easy, and hassle-free digital loan approval with MoneyTap’s new generation Personal Loan 2.0 and get your loan approved within minutes!
Benefits of Using MoneyTap Personal Loan
Instant Approval
Borrow in Parts
Save on interests
Doubles as a Credit Card
Flexible Repayments
All in one App
Credit Line
Personal loan
Instant Approval
Instant Approval
Borrow in Parts
Borrow in Parts
Low Interest
Low Interest
Doubles as a Credit Card
Doubles as a Credit Card
Flexible Repayments
Flexible Repayments
All in one app
All in one app
Instant Approval
Credit Line
Personal loan
Borrow in Parts
Credit Line
Personal loan
Low Interest
Credit Line
Personal loan
Doubles as a Credit Card
Credit Line
Personal loan
Flexible Repayments
Credit Line
Personal loan
All in one app
Credit Line
Personal loan
Eligibility Criteria
Eligibility Criteria
Eligibility Criteria
Eligibility Criteria
Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month
Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month
Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month
or
Must be a self-employed professional with an income of at least ₹30,000/month.
Must be a self-employed professional with an income of at least ₹30,000/month.
Must be a self-employed professional with an income of at least ₹30,000/month.
(Only certain professionals like doctors, lawyers, or business owners qualify)
Must be above 23 years and below 55 years of age
Must be above 23 years and below 55 years of age
Must be above 23 years and below 55 years of age
Must be a resident of one of the following cities:
Must be a resident of one of the following cities:
Must be a resident of one of the following cities:
View city list
View More
Required Documents
Required Documents
Required Documents
Required Documents
Pan Card Number
Pan Card Number
Pan Card Number
Professional Selfie
Professional Selfie
Professional Selfie
To be taken on the MoneyTap App
Address Proof
Address Proof
Address Proof
Valid Driving License / Valid Passport / Aadhar Card
ID Proof
ID Proof
ID Proof
Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card
View More
Our journey so far
Our journey so far
5 years and counting as India’s 1st app based Credit Line
5 years and counting as India’s 1st app based Credit Line
1.1M
Happy faces
Happy faces
Happy faces
252K
Loans disbursed
Loans disbursed
Loans disbursed
5
Years of service
Years of service
Years of service
10M+
Downloads
Downloads
Downloads
Different Ways to Use MoneyTap Personal Loan 2.0
Different Ways to Use MoneyTap Personal Loan 2.0
Different Ways to Use MoneyTap Personal Loan 2.0
Different Ways to Use MoneyTap Personal Loan 2.0
Marriage Loan
Marriage Loan
Marriage Loan
Travel Loan
Fill in your details
Travel Loan
Medical Loan
Medical Loan
Medical Loan
Education Loan
Education Loan
Education Loan
Used Car Loan
Fill in your details
Used Car Loan
Two-Wheeler Loan
Two-Wheeler Loan
Two-Wheeler Loan
Mobile Loan
Mobile Loan
Mobile Loan
Home Renovation Loan
Fill in your details
Home Renovation Loan
Consumer Durable Loan
Consumer Durable Loan
Consumer Durable Loan
Laptop Loan
Laptop Loan
Laptop Loan
Debt Consolidation Loan
Fill in your details
Debt Consolidation Loan
Used Two-Wheeler Loan
Used Two-Wheeler Loan
Used Two-Wheeler Loan
How to apply for Personal Loan 2.0
Step 1
Download MoneyTap App & Register
Fill up basic details such as age, city, PAN number, & income so we can determine your eligibility.
Step 2
KYC documentation
After the approval from our system, we’ll schedule a KYC visit to your house / office to collect documents.
Step 3
Transfer Money to your Bank
Step 1
Download MoneyTap App & Register
Fill up basic details such as age, city, PAN number, & income so we can determine your eligibility.
Step 2
KYC documentation
After the approval from our system, we’ll schedule a KYC visit to your house / office to collect documents.
Step 3
Transfer Money to your Bank
Step 1
Download MoneyTap
App & Register
Fill up basic details such as age, city, PAN number, & income so we can determine your eligibility.
Step 2
KYC documentation
After the approval from our system, we’ll schedule a KYC visit to your house / office to collect documents.
Step 3
Transfer Money to your Bank
Credit line is ready to use! From the approved limit, transfer as much money as you need to your bank account.
Step 1
Download MoneyTap App & Register
Fill up basic details such as age, city, PAN number, & income so we can determine your eligibility.
Step 2
KYC documentation
After the approval from our system, we’ll schedule a KYC visit to your house / office to collect documents.
Step 3
Transfer Money to your Bank
Credit line is ready to use! From the approved limit, transfer as much money as you need to your bank account.
Navjyoti
You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But MoneyTap credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.
Julen
The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.
N Cavin Misao
I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.
Navjyoti
You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But MoneyTap credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.
Julen
The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.
N Cavin Misao
I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.
Navjyoti
You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But MoneyTap credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.
Julen
The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.
N Cavin Misao
I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.
Navjyoti
You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But MoneyTap credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.
Julen
The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.
N Cavin Misao
I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.
Get the app for a seamless application process
Get the app for a seamless application process
Get it on playstore
Get it on playstore
Get it on playstore
Get it on playstore
Get it on appstore
Get it on appstore
Get it on appstore
Get it on appstore
MoneyTap's Personal Loan is
Now Available Across India
MoneyTap's Personal Loan is
Now Available Across India
MoneyTap's Personal Loan is
Now Available Across India
Anand
Anand
Anand
Anand
MoneyTap Personal Loan FAQs
MoneyTap Personal Loan FAQs
What is a personal loan?
What is a personal loan?
What is a personal loan?
What is a personal loan?
Is it a good idea to get a personal loan?
Is it a good idea to get a personal loan?
Is it a good idea to get a personal loan?
Is it a good idea to get a personal loan?
What factors should you consider before applying for a personal loan?
What factors should you consider before applying for a personal loan?
What factors should you consider before applying for a personal loan?
What factors should you consider before applying for a personal loan?
Will I get a personal loan if I don’t have a bank account?
Will I get a personal loan if I don’t have a bank account?
Will I get a personal loan if I don’t have a bank account?
Will I get a personal loan if I don’t have a bank account?
What is the difference between a secured and unsecured loan?
What is the difference between a secured and unsecured loan?
What is the difference between a secured and unsecured loan?
What is the difference between a secured and unsecured loan?
What is the difference between reducing and flat interest rates?
What is the difference between reducing and flat interest rates?
What is the difference between reducing and flat interest rates?
What is the difference between reducing and flat interest rates?
Am I eligible for MoneyTap's Personal Loan 2.0?
Am I eligible for MoneyTap's Personal Loan 2.0?
Am I eligible for MoneyTap's Personal Loan 2.0?
Am I eligible for MoneyTap's Personal Loan 2.0?
What is the interest rate that will be charged on my MoneyTap Personal Loan 2.0?
What is the interest rate that will be charged on my MoneyTap Personal Loan 2.0?
What is the interest rate that will be charged on my MoneyTap Personal Loan 2.0?
What is the interest rate that will be charged on my MoneyTap Personal Loan 2.0?
Will taking MoneyTap's Personal Loan affect my credit score?
Will taking MoneyTap's Personal Loan affect my credit score?
Will taking MoneyTap's Personal Loan affect my credit score?
Will taking MoneyTap's Personal Loan affect my credit score?
Will my EMI be auto-debited from my bank account?
Will my EMI be auto-debited from my bank account?
Will my EMI be auto-debited from my bank account?
Will my EMI be auto-debited from my bank account?
Foreclosure vs part-payment, what is the difference between the two?
Foreclosure vs part-payment, what is the difference between the two?
Foreclosure vs part-payment, what is the difference between the two?
Foreclosure vs part-payment, what is the difference between the two?
Do I have to provide any security, collateral or a guarantor’s details to gain approval on my MoneyTap Personal Loan 2.0?
Do I have to provide any security, collateral or a guarantor’s details to gain approval on my MoneyTap Personal Loan 2.0?
Do I have to provide any security, collateral or a guarantor’s details to gain approval on my MoneyTap Personal Loan 2.0?
Do I have to provide any security, collateral or a guarantor’s details to gain approval on my MoneyTap Personal Loan 2.0?
Do I need a guarantor to take a personal loan?
Do I need a guarantor to take a personal loan?
Do I need a guarantor to take a personal loan?
Do I need a guarantor to take a personal loan?
Do I need a collateral to take a personal loan?
Do I need a collateral to take a personal loan?
Do I need a collateral to take a personal loan?
Do I need a collateral to take a personal loan?
What is MoneyTap’s Personal Loan 2.0?
What is MoneyTap’s Personal Loan 2.0?
What is MoneyTap’s Personal Loan 2.0?
What is MoneyTap’s Personal Loan 2.0?
What are the different types of personal loans that MoneyTap offers?
What are the different types of personal loans that MoneyTap offers?
What are the different types of personal loans that MoneyTap offers?
What are the different types of personal loans that MoneyTap offers?
How does MoneyTap's Personal Loan 2.0 work?
How does MoneyTap's Personal Loan 2.0 work?
How does MoneyTap's Personal Loan 2.0 work?
How does MoneyTap's Personal Loan 2.0 work?
What are the key documents required when applying for Moneytap’s Personal Loan 2.0?
What are the key documents required when applying for Moneytap’s Personal Loan 2.0?
What are the key documents required when applying for Moneytap’s Personal Loan 2.0?
What are the key documents required when applying for Moneytap’s Personal Loan 2.0?
Are there any extra charges applicable when applying for a Personal Loan?
Are there any extra charges applicable when applying for a Personal Loan?
Are there any extra charges applicable when applying for a Personal Loan?
Are there any extra charges applicable when applying for a Personal Loan?
Are Personal Loans from MoneyTap hard to get?
Are Personal Loans from MoneyTap hard to get?
Are Personal Loans from MoneyTap hard to get?
Are Personal Loans from MoneyTap hard to get?
What is the minimum and maximum amount that I can borrow from MoneyTap?
What is the minimum and maximum amount that I can borrow from MoneyTap?
What is the minimum and maximum amount that I can borrow from MoneyTap?
What is the minimum and maximum amount that I can borrow from MoneyTap?
What are the different repayment tenure options available for MoneyTap's Personal Loan 2.0?
What are the different repayment tenure options available for MoneyTap's Personal Loan 2.0?
What are the different repayment tenure options available for MoneyTap's Personal Loan 2.0?
What are the different repayment tenure options available for MoneyTap's Personal Loan 2.0?
How can I repay my MoneyTap Personal Loan 2.0?
How can I repay my MoneyTap Personal Loan 2.0?
How can I repay my MoneyTap Personal Loan 2.0?
How can I repay my MoneyTap Personal Loan 2.0?
How long does it take to get approved for a Personal Loan 2.0 from MoneyTap?
How long does it take to get approved for a Personal Loan 2.0 from MoneyTap?
How long does it take to get approved for a Personal Loan 2.0 from MoneyTap?
How long does it take to get approved for a Personal Loan 2.0 from MoneyTap?
How much time does it take to process my Personal Loan 2.0 from MoneyTap?
How much time does it take to process my Personal Loan 2.0 from MoneyTap?
How much time does it take to process my Personal Loan 2.0 from MoneyTap?
How much time does it take to process my Personal Loan 2.0 from MoneyTap?
How do I keep track of my transactions done regarding MoneyTap's Personal Loan 2.0? For example bank statements or transactions?
How do I keep track of my transactions done regarding MoneyTap's Personal Loan 2.0? For example bank statements or transactions?
How do I keep track of my transactions done regarding MoneyTap's Personal Loan 2.0? For example bank statements or transactions?
How do I keep track of my transactions done regarding MoneyTap's Personal Loan 2.0? For example bank statements or transactions?
Is it necessary to download the MoneyTap app to get a Personal Loan?
Is it necessary to download the MoneyTap app to get a Personal Loan?
Is it necessary to download the MoneyTap app to get a Personal Loan?
Is it necessary to download the MoneyTap app to get a Personal Loan?
Will banks check my CIBIL Score before processing a Personal Loan?
Will banks check my CIBIL Score before processing a Personal Loan?
Will banks check my CIBIL Score before processing a Personal Loan?
Will banks check my CIBIL Score before processing a Personal Loan?
What is the best way to contact MoneyTap?
What is the best way to contact MoneyTap?
What is the best way to contact MoneyTap?
What is the best way to contact MoneyTap?
How much of a Personal Loan can I get?
How much of a Personal Loan can I get?
How much of a Personal Loan can I get?
How much of a Personal Loan can I get?
Is my data safe with MoneyTap?
Is my data safe with MoneyTap?
Is my data safe with MoneyTap?
Is my data safe with MoneyTap?
For what durations are MoneyTap Personal Loans granted?
For what durations are MoneyTap Personal Loans granted?
For what durations are MoneyTap Personal Loans granted?
For what durations are MoneyTap Personal Loans granted?
Can I apply for a Personal Loan without my PAN and Aadhaar Card?
Can I apply for a Personal Loan without my PAN and Aadhaar Card?
Can I apply for a Personal Loan without my PAN and Aadhaar Card?
Can I apply for a Personal Loan without my PAN and Aadhaar Card?
What is MoneyTap’s processing fee?
What is MoneyTap’s processing fee?
What is MoneyTap’s processing fee?
What is MoneyTap’s processing fee?
Can I get a Personal Loan for business purposes?
Can I get a Personal Loan for business purposes?
Can I get a Personal Loan for business purposes?
Can I get a Personal Loan for business purposes?
What if I miss/do not pay on my scheduled Personal Loan EMIs?
What if I miss/do not pay on my scheduled Personal Loan EMIs?
What if I miss/do not pay on my scheduled Personal Loan EMIs?
What if I miss/do not pay on my scheduled Personal Loan EMIs?
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