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Personal Loan

Instant Personal Loan Online with MoneyTap

Instant Personal Loan Online with MoneyTap

Instant Personal Loan Online with MoneyTap

Instant Personal Loan Online with MoneyTap

Get quick and easy personal loans up to ₹5,00,000 for 2-36 months. MoneyTap offers instant loans through our mobile app with minimum documentation and approval within minutes

Get quick and easy personal loans up to ₹5,00,000 for 2-36 months. MoneyTap offers instant loans through our mobile app with minimum documentation and approval within minutes

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Learn how Instant Personal Loan works

Learn how Instant Personal Loan works

Learn how Instant Personal Loan works

What is MoneyTap Personal Loan?

What is MoneyTap Personal Loan?

What is MoneyTap Personal Loan?

What is MoneyTap Personal Loan?

Now you can get an instant MoneyTap Personal Loan of up to ₹5 Lakh without any collateral or guarantors. Use this money for travel plans, mobile phones, medical emergencies, weddings, education loans, home renovation, and more.

MoneyTap Personal Loans start at an interest rate of 1.08% per month (13% per annum). The best part is, you can get an approved credit limit of up to ₹5 Lakh, but you don’t have to pay any interest until you transfer this money to your bank account. What’s better? You don’t even have to transfer the entire amount at once; you can borrow only as much as you need from your limit. The interest will be charged only on the used amount. Repay when it’s convenient for you by choosing flexible EMI options of 2-36 months.

Apply with 3 easy steps

Apply with 3 easy steps

Apply with 3 easy steps

1

1

Download the MoneyTap app

Download the MoneyTap app

Download the MoneyTap app

2

2

Fill in your

details

Fill in your details

Fill in your

details

3

3

Get approved within minutes

Get approved within minutes

Get approved within minutes

MoneyTap is India’s first and most trusted app-based credit line loan. More than 10 Million people have downloaded the MoneyTap app.

Experience quick, easy, and hassle-free digital loan approval with MoneyTap’s new generation Personal Loan 2.0 and get your loan approved within minutes!

Benefits of Using MoneyTap Personal Loan

Benefits of Using MoneyTap Personal Loan

Benefits of Using MoneyTap Personal Loan

Benefits of Using MoneyTap Personal Loan

Instant Approval

Borrow in Parts

Save on interests

Doubles as a Credit Card

Flexible Repayments

All in one App

Credit Line

Personal loan

Instant Approval

Borrow in Parts

Low Interest

Doubles as a Credit Card

Flexible Repayments

All in one app

Eligibility Criteria

Eligibility Criteria

Eligibility Criteria

Eligibility Criteria

Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month

Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month

Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month

or

Must be a self-employed professional with an income of at least ₹30,000/month.

Must be a self-employed professional with an income of at least ₹30,000/month.

Must be a self-employed professional with an income of at least ₹30,000/month.

(Only certain professionals like doctors, lawyers, or business owners qualify)

Must be above 23 years and below 55 years of age

Must be above 23 years and below 55 years of age

Must be above 23 years and below 55 years of age

Must be a resident of one of the following cities:

Must be a resident of one of the following cities:

Must be a resident of one of the following cities:

View city list

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Required Documents

Required Documents

Required Documents

Required Documents

Pan Card Number

Pan Card Number

Pan Card Number

Professional Selfie

Professional Selfie

Professional Selfie

To be taken on the MoneyTap App

Address Proof

Address Proof

Address Proof

Valid Driving License / Valid Passport / Aadhar Card

ID Proof

ID Proof

ID Proof

Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card

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Our journey so far

Our journey so far

Our journey so far

Our journey so far

5 years and counting as India’s 1st app based Credit Line

5 years and counting as India’s 1st app based Credit Line

1.1M

Happy faces

1.1M

Happy faces

1.1M

Happy faces

1.1M

Happy faces

252K

Loans disbursed

252K

Loans disbursed

252K

Loans disbursed

252K

Loans disbursed

5

Years of service

5

Years of service

5

Years of service

5

Years of service

10M+

Years of service

10M+

Years of service

10M+

Years of service

10M+

Years of service

Navjyoti

Navjyoti

You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But MoneyTap credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.

You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But MoneyTap credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.

Get the app for a seamless application process

Get the app for a seamless application process

Get the app for a seamless application process

Get the app for a seamless application process

Get it on playstore

Get it on playstore

Get it on playstore

Get it on playstore

Get it on appstore

Get it on appstore

Get it on appstore

Get it on appstore

MoneyTap Personal Loan FAQs

MoneyTap Personal Loan FAQs

MoneyTap Personal Loan FAQs

MoneyTap Personal Loan FAQs

What is a personal loan?

What is a personal loan?

What is a personal loan?

What is a personal loan?

What is a personal loan?

What is a personal loan?

What is a personal loan?

What is a personal loan?