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Personal Loan

Looking for Instant Personal Loans in Mumbai?

We have some good news for you!

Apply Now

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Watch the demo

The news gets better! MoneyTap’s
quick loan with a personal credit line is like an urgent
personal loan and a credit card as a bonus!

The news gets better! MoneyTap’s
quick loan with a personal credit line is like an urgent personal loan and a credit card as a bonus!

The news gets better! MoneyTap’s
quick loan with a personal credit line is like an urgent
personal loan and a credit card as a bonus!

Mumbai, the city of dreams, is also the primary financial centre of India. Being the most populous city of the country, and property rates touching sky high, it is difficult for most people to maintain a lifestyle and take care of their emergency needs. A good number of Mumbaikars, therefore seek personal loans to make lifestyle upgrades, cover emergency expenses or spend on tasteful experiences.MoneyTap, India’s first app-based personal credit line is apt for the people of this city, whose lives are as busy as the Mumbai roads. Right from its application to its disbursal, everything on MoneyTap happens with just a tap of a button. Downloaded by more than 10 million people, MoneyTap is a fast, secure, and easy way to get access to funds in Mumbai.

Here’s why MoneyTap’s unsecured loan with a line of credit is way cooler than other quick loans in Mumbai:

Faster than the Mumbai Locals

A few minutes of registration on the app is all it takes to get a credit line pre-approved. The process is even quicker if you opt for e-verification.

Zero Interest on Zero Usage

You can now stop worrying about crazy interest rates that are offered by private lenders. You can keep your credit line handy without paying any interest on the unused amount. You pay interest, only when you withdraw. The rest of the time, you have peace of mind, at your fingertips.

2 Products for the Price of 1

MoneyTap gives you credit like a personal loan and also in the form of a credit card. At no extra cost. Now, who doesn’t love a good deal?

Zero Risk

Your personal and bank details are absolutely safe within the app. With all the regulations complied with, everything has been tested for security by our partner banks as well.

No Re-Application

You can keep MoneyTap’s line of credit for as long as you like. So even when you repay what you borrowed, your credit line is always around — ready to be tapped into upon approval.

About MoneyTap

Important Tips to Make the Most of Your Personal Credit Line

MoneyTap is an app-based credit line offering quick loans in Mumbai. It combines the features of both a quick personal loan and a credit card and adds to it a flexibility which never existed before.

For the first time in Mumbai, you can experience a hassle-free way of getting quick cash loans right when you need financial help. With features like e-Sign, zero usage-zero interest and easy EMI conversions, you will not need to search for another instant loan in Mumbai once you have MoneyTap on your phone.

See all the features

Eligibility Criteria

Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month

or

Must be a self-employed professional with an income of at least ₹ 30,000/month.

(Only certain professionals like doctors, lawyers, or business owners qualify)

Must be above 23 years and below 55 years of age

Must be a resident of one of the following cities:

View city list

View More

Required Documents

Pan Card Number

Professional Selfie

To be taken on the MoneyTap App

Address Proof

Valid Driving License / Valid Passport / Aadhar Card

ID Proof

Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card

View More

Our journey so far

5 years and counting as India’s 1st app based Credit Line

1.1M

Happy faces

252K

Loans disbursed

Years of service

10M+

Downloads

Different Ways to Use MoneyTap Personal Loan 2.0

Marriage Loan

Travel Loan

Fill in your details

Travel Loan

Medical Loan

Education Loan

Used Car Loan

Fill in your details

Used Car Loan

Two-Wheeler Loan

Mobile Loan

Home Renovation Loan

Fill in your details

Home Renovation Loan

Consumer Durable Loan

Laptop Loan

Debt Consolidation Loan

Fill in your details

Debt Consolidation Loan

Used Two-Wheeler Loan

Important Tips to Make the Most of Your Personal Credit Line

A personal line of credit is an excellent financial tool. This checklist ensures that you make the most of your credit line:

Apply for a personal line of credit only when you absolutely need it.
Make sure you know on what you’ll be spending your line of credit.
Withdraw only what you need from your credit line and pay it off in full before making the next withdrawal. This will help in managing your repayments better and also boost your credit score.
When you have a personal line of credit handy, try not to use your credit card to avoid getting into a two-fold debt.
Ensure you have a repayment plan in place.
Choose a repayment option that suits your financial situation better.

Navjyoti

You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But MoneyTap credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.

Julen

The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.

N Cavin Misao

I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.

Navjyoti

You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But MoneyTap credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.

Julen

The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.

N Cavin Misao

I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.

Navjyoti

You can have credit cards but you have to pay hefty interest rates if you want to use them as a loan. You need to go for a personal loan if you need cash. But MoneyTap credit has a kind of 2-in-1 facility that lets you withdraw cash when you need it and change it to EMI as well [with lower interest rates]. I think it's really helpful and unique.

Julen

The best feature on the app is instant feedback. You say "thank you" and it replies "welcome" - its' all done by the app. I have not seen this kind of intelligence in any other app. Absolutely love it.

N Cavin Misao

I was short of Rs. 30,000 for the down payment on my car. I used MoneyTap and got the money immediately. Thank you.

Get the app for a seamless application process

Get it on playstore

Get it on appstore

Home

>

Personal Loan

Looking for Instant Personal Loans in Mumbai?

Looking for Instant Personal Loans in Mumbai?

Looking for Instant Personal Loans in Mumbai?

Looking for Instant Personal Loans in Mumbai?

We have some good news for you!

The news gets better! MoneyTap’squick loan with a personal credit line is like an urgentpersonal loan and a credit card as a bonus!

The news gets better! MoneyTap’squick loan with a personal credit line is like an urgentpersonal loan and a credit card as a bonus!

The news gets better! MoneyTap’squick loan with a personal credit line is like an urgent personal loan and a credit card as a bonus!

The news gets better! MoneyTap’squick loan with a personal credit line is like an urgentpersonal loan and a credit card as a bonus!

Here’s why MoneyTap’s unsecured loan with a line of credit is way cooler than other quick loans in Mumbai:

Faster than the Mumbai Locals

Faster than the Mumbai Locals

Faster than the Mumbai Locals

A few minutes of registration on the app is all it takes to get a credit line pre-approved. The process is even quicker if you opt for e-verification.

Zero Interest on Zero Usage

Zero Interest on Zero Usage

Zero Interest on Zero Usage

You can now stop worrying about crazy interest rates that are offered by private lenders. You can keep your credit line handy without paying any interest on the unused amount. You pay interest, only when you withdraw. The rest of the time, you have peace of mind, at your fingertips.

2 Products for the Price of 1

2 Products for the Price of 1

2 Products for the Price of 1

MoneyTap gives you credit like a personal loan and also in the form of a credit card. At no extra cost. Now, who doesn’t love a good deal?

Zero Risk

Zero Risk

Zero Risk

Your personal and bank details are absolutely safe within the app. With all the regulations complied with, everything has been tested for security by our partner banks as well.

No Re-Application

No Re-Application

No Re-Application

You can keep MoneyTap’s line of credit for as long as you like. So even when you repay what you borrowed, your credit line is always around — ready to be tapped into upon approval.

About MoneyTap

About MoneyTap

Important Tips to Make the Most of Your Personal Credit Line

MoneyTap is an app-based credit line offering quick loans in Mumbai. It combines the features of both a quick personal loan and a credit card and adds to it a flexibility which never existed before.

Eligibility Criteria

Eligibility Criteria

Eligibility Criteria

Eligibility Criteria

Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month

Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month

Must be a full-time salaried employee with a minimum take-home salary of ₹30,000/month

or

Must be a self-employed professional with an income of at least ₹ 30,000/month.

Must be a self-employed professional with an income of at least ₹ 30,000/month.

Must be a self-employed professional with an income of at least ₹ 30,000/month.

(Only certain professionals like doctors, lawyers, or business owners qualify)

Must be above 23 years and below 55 years of age

Must be above 23 years and below 55 years of age

Must be above 23 years and below 55 years of age

Must be a resident of one of the following cities:

Must be a resident of one of the following cities:

Must be a resident of one of the following cities:

View city list

View More

Required Documents

Required Documents

Required Documents

Required Documents

Pan Card Number

Pan Card Number

Pan Card Number

Professional Selfie

Professional Selfie

Professional Selfie

To be taken on the MoneyTap App

Address Proof

Address Proof

Address Proof

Valid Driving License / Valid Passport / Aadhar Card

ID Proof

ID Proof

ID Proof

Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card

View More

Our journey so far

Our journey so far

Our journey so far

The news gets better! MoneyTap’s
quick loan with a personal credit line is like an urgent
personal loan and a credit card as a bonus!

The news gets better! MoneyTap’s
quick loan with a personal credit line is like an urgent
personal loan and a credit card as a bonus!

The news gets better! MoneyTap’s
quick loan with a personal credit line is like an urgent personal loan and a credit card as a bonus!

The news gets better! MoneyTap’s
quick loan with a personal credit line is like an urgent
personal loan and a credit card as a bonus!

MoneyTap's Personal Loan is
Now Available Across India

MoneyTap's Personal Loan is
Now Available Across India

MoneyTap's Personal Loan is
Now Available Across India