How to Buy Digital Gold? 17 Best Digital Gold Investment Apps
List of Gold Investment Platforms in India
17 Best Gold Investment Apps in India in 2025
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Freo Money offers a variety of financial services, catering to individuals who want easy access to products like fixed deposits, UPI payments and credit, and tools to manage their credit scores. It's designed for anyone looking to manage their finances without much hassle.
One unique aspect of Freo is its collaboration with Augmont, which allows customers to buy real gold online, starting with as little as ₹10. This makes gold investment accessible for a wide range of people. The process is also straightforward — you can buy the gold you need and, if you choose, sell it back to Augmont whenever you'd like, all through the Freo platform.
Another plus of Freo Gold is that there are no hidden charges for storage during the first two years. This makes it easier for investors to feel confident about their gold purchases without worrying about extra costs.
Getting started with Freo Gold is simple. If you're a resident of India with a valid PAN and a bank account, you can easily sign up by entering your phone number and verifying it with an OTP.
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MMTC-PAMP Digital Gold is a partnership between PAMP SA, a Swiss bullion brand, and MMTC Ltd, a Government of India enterprise. Through their app, you can invest in 24K 99.9% pure gold. You have the option to invest by weight (grams) or by value. After your investment, an automated invoice is generated and sent to you.
The value of your digital gold is tracked in your account, and MMTC-PAMP ensures that the physical gold, equivalent to the amount you’ve invested, is stored securely in their vault under your name. The app also offers a feature where you can save in gold on a daily, weekly, or monthly basis, helping you gradually increase your investment.
You can buy, sell, or redeem your gold anytime. If you want to convert your digital gold into physical gold, you can have it delivered to your doorstep. Just keep in mind that there are delivery charges for this service.
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Jupiter Money is a finance app designed to help you manage your money in a personalised way. It not only helps you track your spending and set aside savings but also gives you access to various investment options. One of these options is digital gold, offered through a partnership with MMTC-PAMP.
Through Jupiter Money, you can invest in high-purity digital gold (24K, 99.9%) with the convenience of buying or selling it anytime and from anywhere. Your gold is securely stored in vaults, and you won’t be charged any storage fees for as long as you keep your investment.
A unique feature of Jupiter Money is the ability to develop a regular investment routine. You can set up automatic savings for gold on a daily, weekly, or monthly basis, helping you stay consistent with your investments. The app also allows you to track the value of your gold over time, so you can easily see your profit and growth.
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Google Pay has partnered with MMTC-PAMP to bring digital gold to its users. This feature lets you invest in gold with a purity of 24K and 99.9%. You can easily buy, sell, and exchange digital gold directly through the app. Once you purchase gold, it’s stored safely in your Gold Locker within Google Pay.
If you decide you want physical gold, you can convert your digital gold by paying a delivery fee. The gold coins will then be shipped to your address. You can also use Google Pay to send gold as a gift to friends or earn rewards in the form of gold. All transactions are secure, as they are protected with your UPI PIN, ensuring a safe investment experience.
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Paytm is a popular payment app used by over 30 crore people in India. It lets you do many things like transferring money, paying bills, and checking your credit score. The app also offers options to invest in mutual funds, the National Pension Scheme (NPS), and digital gold with 24K 99.9% purity.
Just like a lot of other apps on this list, PayTM has also partnered with MMTC-PAMP to let users buy digital gold. When you purchase gold through Paytm, it’s securely stored in vaults by MMTC-PAMP. You can view your gold balance and its current value anytime within the app. If you ever want, you can sell your gold, gift it, or even have it delivered to your doorstep. There’s also an option to set up a gold savings plan, where you can save regularly by investing in gold at your convenience.
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Amazon Pay has partnered with SafeGold to let users invest in digital gold directly through the app. You can buy and sell gold 24/7 at live international rates, starting with as little as ₹5. There's a daily limit of 5 grams of gold per account.
You also have the option to convert your digital gold into coins, bars, or jewellery through Tanishq or Caratlane, either online or by visiting their stores. If you'd like, you can even gift digital gold to friends through the app. The gold is backed by 24K, 99.99% pure bullion, securely stored in fully insured vaults.
The only drawback is that you can’t use your Amazon Pay balance to purchase digital gold, which could have made the process smoother.
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PhonePe is an online payment app that lets you invest in digital gold with the help of SafeGold and MMTC-PAMP. The gold you buy is backed by 24K gold with 99.9% purity, and you can store it securely in a digital locker.
If you want, you can turn your digital gold into physical gold coins or bars. You can also sell your gold through the app and get cash directly into your bank account. PhonePe even allows you to buy gold using your app balance, and you only need a minimum of 0.05 grams of gold to convert it into coins.
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5Paisa is a simple app designed for trading in the stock market and is easy to use for both beginners and experienced traders. Along with stocks, the app lets you invest in digital gold without any extra or hidden fees. Payments are secure and can be made using debit cards, credit cards, or the app's built-in wallet.
You can start investing in digital gold with as little as ₹50. Once you make a purchase, the gold appears in your portfolio. Selling it is also hassle-free, and you get your money instantly, making it a convenient option for those looking to buy or sell gold online.
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Groww is an app designed to help you invest in stocks, mutual funds, and digital gold with ease. The platform eliminates the hassle of paperwork, allowing you to invest in just a few minutes. For buying digital gold, Groww has teamed up with Augmont Gold, so all your gold transactions are handled through them directly.
To get started with investing in digital gold, you just need to create a Groww account. There are no charges for setting up your account, and the app allows you to buy gold in small amounts. This makes it a simple and affordable option for anyone looking to invest in gold without needing a large sum of money upfront.
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Airtel Payments Bank offers a platform where you can purchase digital gold, which is 24K and 99.9% pure. To buy this gold, you need to have a savings account with Airtel Payment Bank. The minimum investment starts at just ₹1, and you can buy gold in grams.
You can also sell the gold whenever you wish, or if you prefer, you can even have it delivered to your doorstep. However, gold can only be delivered in quantities of one gram or more. Any amount below one gram won’t be eligible for delivery. Additionally, Airtel Payments Bank gives you the option to gift digital gold to someone special directly through their app.
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DigiGold is a trusted platform where you can buy digital gold and silver. It offers gold with 24K purity and silver with 99.9% purity, allowing you to start investing with as little as Rs 1, based on current market prices. Once you make a purchase, you can easily track the value of your gold or silver anytime in your wallet.
For those interested in systematic investments, DigiGold also provides an option to start an SIP in gold with no lock-in period. You can begin investing with Rs 500, and this approach helps you benefit from regular, compound growth over time. The best part is that you can sell your digital gold at any point, or if you prefer, convert it into physical gold. Plus, there are no additional delivery fees, and your gold will be shipped to you within 3 to 5 days.
If you're looking for a safe place to store your gold, DigiGold offers physical lockers to keep your gold secure. You can open and manage your locker directly from the app with just a tap, making it simple and convenient to access whenever you need.
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Jar is an app designed to help you save money daily, turning small changes into smart investments. Whenever you make a purchase, the app automatically rounds up your spending and invests the extra change in digital gold. The best part is that you can start with as little as Rs 1, and your investment can be easily redeemed anytime in your e-wallet.
Each time you complete a transaction, you also get to play a fun spin-the-wheel game. The rewards from the game, along with any cashback you earn, are invested in digital gold, and you get live updates on how your investment is growing. It's a simple way to save without having to think too much about it. Over time, your small savings add up, helping you build wealth with gold. You can buy or sell your gold anytime, and if you've saved enough, you can even exchange it for physical gold coins or bars.
So with every purchase, you’re not just spending—you’re also investing in something that has the potential to grow in value.
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Tanishq, a well-known brand from the Tata Group, is one of India’s largest jewellery retailers. Along with its wide range of physical gold jewellery, it now offers digital gold through a partnership with SafeGold. This digital gold is available on Tanishq's website and app, allowing you to buy 24K gold starting from as little as Rs 100.
What makes Tanishq’s digital gold appealing is its flexibility. You can sell or exchange it at any of Tanishq’s 350+ stores across India. The platform doesn’t charge extra fees for things like locker storage or transaction processing, making it straightforward to use.
Since Tanishq is part of the trusted Tata Group, buying gold from them—whether digital or physical—feels reliable. For those who enjoy using credit cards, there are some credit card offers that give cashback when you purchase gold from Tanishq. It’s worth keeping an eye out for these deals to get more value out of your gold investments.
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Spare8 is a mobile app that offers a way to invest in gold without having to buy large amounts. Instead of purchasing gold outright, you can buy small portions of it, making it more affordable for everyone. The best part is that the gold you invest in is real and stored safely in secure, insured vaults, so you don’t have to worry about the security of your investment.
The app is designed to be user-friendly, so even beginners can easily buy, sell, and monitor their gold holdings. On top of that, there are no hidden fees for buying or selling, which makes it a budget-friendly option for anyone interested in gold investment.
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Gullak is an app designed to make it easier for people to save and invest in 24k gold. One of its standout features is "Save on Spends," which automatically invests a portion of your online purchases into gold, so you can build your savings without having to think about it. If you prefer, you can set up a daily savings plan or select a goal, like buying a house, planning for a wedding, or preparing for retirement.
The app promises to keep your gold safe and gives you the option to cash out whenever you need, or even have physical gold delivered to your door. With partnerships with trusted brands, Gullak ensures that your investments are secure and well-managed.
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Pluto Money is an online platform that makes it easy to invest in digital gold and other low-risk options. The digital gold you buy is backed by pure 24K 999-purity Augmont gold bullions. You can buy or sell anytime since the prices are updated based on the global market.
One interesting feature is that you can turn your digital gold into physical gold, which can be delivered to your doorstep anywhere in India. The platform also lets you set up regular savings plans, whether you prefer daily, weekly, or monthly contributions, or even a one-time investment. It also helps you keep track of your gold’s value and any profits as the market fluctuates.
While it offers a lot of flexibility for buying and selling, it doesn’t yet have the option to exchange digital gold for jewellery at offline or online stores, which could be a limitation for some users.
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FinPlay is a platform where you can start investing in digital gold with ease. The gold offered is 24K with 99.99% purity, and you can trade it anytime based on global market rates.
If you’d like to own physical gold, you can turn your digital gold into coins or other items, which will be delivered securely to your home. You can begin investing with as little as ₹1 and save up to ₹2 lakh in digital gold without needing a PAN card. Plus, there are no extra charges to join their Gold Accumulation Plans.
