Instant ₹ 3000 Personal Loan Online
Need a quick ₹3000 for personal expenses or an emergency? Many banks don’t offer small loans easily, but with Freo, getting a ₹3000 loan is hassle-free and instant. Freo offers quick personal loans up to ₹5 lakh, letting you borrow ₹3000—or any amount you need—from your approved credit limit. The best part? You pay interest only on what you borrow, not your entire credit limit.
Emergency Medical Expenses
Life is unpredictable, and health issues can arise unexpectedly. A 3000-rupee loan can offer immediate financial support to cover urgent medical expenses.
Utility Bill Payments
Education Expenses
Parents often face unforeseen educational expenses for their children, whether it's buying books, stationery, or funding a short-term course. A 3000-rupee loan can provide the necessary financial assistance.
Vehicle Repairs
Travel Expenses
Home Repairs
Small Business Needs
Features and Benefits of ₹3000 Instant Loan
Instant Approval
Get Rs 3000 personal loan or up to Rs 5 Lakh approved within 4 minutes through online application and minimum documentation.
Borrow in Parts
Borrow any amount from ₹ 3000 to any amount up to your approved credit limit as many times you want. Pay interest only on the money you borrow.
Save on interests
Enjoy low-interest rates starting at 1.08% per month charged only on the amount you borrow.
Duals Up as a Credit Card
Get a complimentary Credit Card loaded with features, benefits, and rewards to use your approved credit limit for online & offline purchases and an option to convert your purchases into EMIs.
Flexible Repayments
Choose the repayment schedule that suits your financial affordability. The flexible repayment option ranges from 2-36 months.
How to Apply for 3000 Personal Loan on Freo?
It is very easy to apply for a personal loan of ₹3000 from Freo. You can apply for a loan either on our website or by downloading the Freo app.
Eligibility Criteria
Profession – Salaried or Self-Employed
Age – Above 21 years and below 60 years
Minimum Monthly Income – ₹ 20,000
Work Experience – 3 years and above
Credit Score – 650 and above
Required Documents

Pan Card Number

Professional Selfie
To be taken on the Freo App
Address Proof
Valid Driving License / Valid Passport / Aadhar Card

ID Proof
Valid Driving License / Valid Passport / Voter’s ID / Aadhar Card / Pan Card
₹3000 Personal Loan Interest Rate
The interest rate on your loan depends mainly on your credit score and repayment capacity. With Freo, you get an appealing interest rate ranging from 13% to 18% per annum. Once your ₹ 3000 loan is approved, you'll see the offered interest rate and the monthly EMI for repaying the borrowed amount.
