Best Rupay Credit Card for UPI
UPI payments have become the go-to way for all payments today. From basic groceries to paying big premium amounts, everything can be done through UPI payments. It is a convenient and secure way to make your payments.
One of the most appealing features of the UPI payment is its seamless integration with the RuPay Credit card. This means you can enjoy the benefits of your favourite RuPay card without the hassle of repeatedly entering card details.
Are you wondering which RuPay credit cards are compatible with UPI?
We have compiled a comprehensive guide for your top picks from RuPay Credit cards.
| Sr. No. | Credit Card | Joining Fees | Lifetime Free | Annual Fee | Best for |
|---|---|---|---|---|---|
| 1 | Freo Yes Bank RuPay Credit Card | ₹399 | No | ₹399 | Shopping, Travel, Dining |
| 2 | Jupiter Edge CSB Bank RuPay Credit Card | NIL | Yes | NIL | Shopping, Travel, Dining |
| 3 | Bank of Baroda Premier RuPay Credit Card | ₹1000 | No | ₹1000 | Travel, Dining, Shopping |
| 4 | Federal Bank RuPay Signet Credit Card | NIL | Yes | NIL | Shopping, Entertainment |
| 5 | IDFC First Power RuPay Select Credit Card | ₹199 | No | ₹199 | Fuel, Groceries |
| 6 | Indian Oil HDFC Bank RuPay Credit Card | ₹500 | No | ₹500 | Fuel, Shopping |
| 7 | Tata Neu Infinity HDFC Bank RuPay Credit Card | ₹1,499 | No | ₹1,499 | Shopping, Fuel, Lounge access |
| 8 | Yatra SBI RuPay Credit Card | ₹499 | No | ₹499 | Travel, Insurance, Fuel |
| 9 | ICICI Coral RuPay Credit Card | ₹500 + GST | No | ₹500 + GST | Entertainment, Lounge access, Fuel |
| 10 | PNB RuPay Select Credit Card | ₹500 | NIL | NIL | Shopping, Lounge access, Insurance |
| 11 | HDFC MoneyBack+ RuPay Credit Card | ₹500 | No | ₹500 | Shopping, Dining, Fuel |
Top 11 Rupay Credit Card for UPI
1
Card Details
Annual Fee: ₹399 (waived for the first year)
Lifetime Free: No
Best For: Dining, Online Shopping, and Everyday Spending
2
Bank of Baroda Premier RuPay Credit Card
Bank of Baroda Premier RuPay Credit Card is a premium card that offers a range of benefits to frequent flyers, travellers, and spenders.
Cashback & Rewards
Welcome Benefits: Enjoy a welcome bonus of 10,000 reward points on spending ₹1 lakh in the first 90 days.
Reward Points: Earn 4 reward points per ₹100 spent on domestic and international spends.
Fuel Surcharge Waiver: Enjoy a waiver of fuel surcharge on all fuel transactions.
Card Details
Annual Fee: ₹1,000
Lifetime Free: No
Best For: Travel, Dining, and Shopping
3
Federal Bank RuPay Signet Credit Card
The Federal Bank RuPay Signet Credit Card is a credit card that offers a lot of benefits on everyday spending.
Cashback & Rewards
Welcome Benefits: Enjoy a welcome bonus of 10,000 reward points on spending ₹1 lakh in the first 90 days.
Reward Points: Earn 4 reward points per ₹100 spent on domestic and international spends.
Fuel Surcharge Waiver: Enjoy a waiver of fuel surcharge on all fuel transactions.
Card Details
Annual Fee: Nil
Lifetime Free: Yes
Best For: Shopping and Entertainment
4
IDFC First Power RuPay Select Credit Card
The IDFC First Power RuPay Select Credit Card is a card focussing on fuel. It offers a lot of benefits on fuel purchases.
Cashback & Rewards
Fuel Surcharge Waiver: Enjoy a waiver of fuel surcharge on all fuel transactions.
Cashback on Fuel: Get 5% cashback on fuel purchases at HPCL petrol pumps.
Card Details
Annual Fee: ₹199
Lifetime Free: No
Best For: Fuel and Groceries
5
Jupiter Edge CSB Bank RuPay Credit Card
The Jupiter Edge CSB Bank RuPay Credit Card is a digital-first card that offers benefits to online shoppers and digital enthusiasts.
Cashback & Rewards
Welcome Benefits: Enjoy a welcome bonus of ₹250 cashback on your first transaction.
Cashback on Online Shopping: Get 5% cashback on all online shopping transactions.
Fuel Surcharge Waiver: Enjoy a waiver of fuel surcharge on all fuel transactions.
Card Details
Annual Fee: Nil
Lifetime Free: Yes
Best For: Shopping, Travel, and Dining
6
Indian Oil HDFC Bank RuPay Credit Card
The Indian Oil HDFC Bank RuPay Credit Card is again a fuel-focused card that offers a tonne of benefits on fuel purchases but at the HPCL petrol pumps.
Cashback & Rewards
Fuel Surcharge Waiver: Enjoy a waiver of fuel surcharge on all fuel transactions.
Cashback on Fuel: Get 5% cashback on fuel purchases at HPCL petrol pumps.
Card Details
Annual Fee: ₹500
Lifetime Free: No
Best For: Fuel and Shopping
7
Tata Neu Infinity HDFC Bank RuPay Credit Card
The Tata Neu Infinity HDFC Bank RuPay Credit Card is a premium credit card that offers a lot of benefits to Tata Neu users.
Cashback & Rewards
Welcome Benefits: Enjoy a welcome bonus of 10,000 Tata Neu points.
Reward Points: Earn Tata Neu points on all spends.
Fuel Surcharge Waiver: Enjoy a waiver of fuel surcharge on all fuel transactions.
Lounge Access: Get complimentary lounge access at domestic airports.
Card Details
Annual Fee: ₹1,499
Lifetime Free: No
Best For: Shopping, Fuel, and Lounge Access
8
Yatra SBI RuPay Credit Card
The Yatra SBI RuPay Credit Card is a card that focuses on travel and offers benefits to frequent travellers.
Cashback & Rewards
Welcome Benefits: Enjoy a welcome bonus of 10,000 reward points.
Reward Points: Earn reward points on all spends.
Fuel Surcharge Waiver: Enjoy a waiver of fuel surcharge on all fuel transactions.
Travel Insurance: Get complimentary travel insurance.
Card Details
Annual Fee: ₹499
Lifetime Free: No
Best For: Travel, Insurance, and Fuel
9
ICICI Coral RuPay Credit Card
The ICICI Coral RuPay Credit Card is a lifestyle card, it offers a lot of benefits on travel, fuel, entertainment, and shopping.
Cashback & Rewards
Welcome Benefits: Enjoy a welcome bonus of 10,000 reward points.
Reward Points: Earn reward points on all spends.
Fuel Surcharge Waiver: Enjoy a waiver of fuel surcharge on all fuel transactions.
Lounge Access: Get complimentary lounge access at domestic airports.
Entertainment Benefits: Get discounts on movie tickets, dining, and more.
Card Details
Annual Fee: ₹500 + GST
Lifetime Free: No
Best For: Entertainment, Lounge Access, and Fuel
10
PNB RuPay Select Credit Card
The PNB RuPay Select Credit Card is a premium card that offers a range of benefits for shopping, travel, and insurance.
Cashback & Rewards
Welcome Benefits: Enjoy a welcome bonus of 10,000 reward points.
Reward Points: Earn reward points on all spends.
Fuel Surcharge Waiver: Enjoy a waiver of fuel surcharge on all fuel transactions.
Lounge Access: Get complimentary lounge access at domestic airports.
Insurance Benefits: Get complimentary travel and purchase protection insurance.
Card Details
Annual Fee: ₹500
Lifetime Free: No
Best For: Shopping, Lounge Access, and Insurance
11
HDFC Money Back+ RuPay Credit Card
The HDFC Money Back+ RuPay Credit Card is a versatile card that offers a lot of benefits in a wide range of spending categories.
Cashback & Rewards
Welcome Benefits: Enjoy a welcome bonus of 10,000 reward points.
Cashback: Get cashback on spending on groceries, dining, and fuel.
Card Details
Annual Fee: ₹500
Lifetime Free: No
Best For: Shopping, Dining, and Fuel
Remember to check the latest terms and conditions of each card before applying, as offers and benefits may change over time.
